Acquire a Company or Buy Out Your Partner
Purchasing an existing business is an excellent way to achieve employment independence. We understand that purchasing a business may be one of the biggest decisions of your life.
Selling a Business
If you are looking to retire or sell a business, our experienced bankers can help you with the critical thought process required to achieve your goals. Whether you are selling to a third party or want to structure a sale to family, a partner or a key employee, we can assist with the financing.
Buying a Business
Existing business owners often find that a business acquisition is a great way to grow. Sometimes purchasing an existing business is less complex than starting a business from the ground up. We offer a variety of commercial, SBA, and USDA B&I loans to meet your needs.
Professional Partner
Our experienced team can offer lending solutions to meet the needs of various borrowers - at any stage of their business. We work with buy/sell professionals including business brokers, attorneys and CPAs who are looking for a solid partner to add to their clients’ advisory team.
FLCBank’s experienced Commercial Lenders are prepared to walk you through each step of the process to ensure a smooth experience from start to finish. Business acquisition loans often combine a variety of collateral, such as inventory, equipment, working capital and commercial real estate. Our business acquisition loan process is designed to reduce the administrative burden for both the buyer and the seller of the company.
We have prepared a thoughtful collection of white papers to help entrepreneurs answers some of the most challenging questions associated with business ownership and transition. Click below to access our library of white papers.
Chuck Owston, CMAA
Managing Director, Commercial Lending/Business Advisor
Chuck joined the founding shareholder group of Citcokeycropfinance in 2005 to assist with raising capital  and market development of a statewide commercial bank. He served as President of the Bank Division of Citcokeycropfinance, N.A. from 2010-2014. He spent 21 years with Wachovia Bank (now a Wells Fargo Company) where he advised shareholders of middle market companies on optimal capital structures, enterprise value growth strategies, ownership transition, shareholder liquidity options and managing wealth. Chuck has a Bachelor’s of Science in Finance and is a Certified Merger & Acquisition Advisor (CMAA), granted by the Alliance of Merger & Acquisition Advisors. Chuck is a member of the Rollins College, Department of Business Advisory Board.
Peter Allport, CEPA
Director, Commercial Lending/Business Advisor
Peter has worked in a commercial banking and business financial advisory capacity for over 30 years. He is experienced in both commercial and real estate financing.  Prior to joining Citcokeycropfinance in March 2007, Mr. Allport spent 20 years with Wachovia Bank (now a Wells Fargo Company) in a similar capacity.  Mr. Allport earned a Bachelor’s degree in Economics from Rollins College and he holds the Certified Exit Planning Advisor (CEPA) designation through the Exit Planning Institute. Peter serves on the board of directors of Certified Slings, Inc. (a middle market company in the rigging, overhead lifting, load securement and contractor supplies industry). He is a past President of the Winter Park Racquet Club.
Business Services
- Business Valuation
- Value Enhancement Strategies
- Business Succession Planning
- Recapitalization Strategies
Financing Solutions
- Minority Shareholder Buy-ins and Buyouts
- Change of Control Shareholder Buyouts
- Owner Occupied or Investment Real Estate Acquisition or Refinance
Business Insights
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